These Terms of Use govern your access to and use of this website, which is owned and operated by Dr. Lubaina Ali and trading as Habtalks.com. This document incorporates our Privacy Policy by reference. If you purchase information or services (such as treatment programs), your relationship will also be governed by the Terms and Conditions of Purchase, which take precedence in case of any conflict.

1. Consent

By using this website, you agree to these Terms. We may modify these Terms at any time without notice. Continued use of the website signifies your acceptance of the updated Terms.

2. Purpose of Free Content

• General Information Only: Our free content provides general information and is not a substitute for professional medical advice or treatment. Always consult a qualified medical professional before acting on our content.
• Currency: We strive to ensure our content is current and based on the latest research but do not guarantee its accuracy over time.

3. Our Relationship with You

• No Duty of Care: We do not assume any legal duty of care toward you by providing free content.
• No Practitioner-Client Relationship: Using this website or its content does not establish a practitioner-client relationship.

4. Liability

To the maximum extent permitted by Law, we exclude liability for any loss or damage resulting from the use of this website or its content, including but not limited to:

• Loss of business, income, or profits
• Pain, suffering, or need for medical treatment
• Indirect, incidental, or consequential damages

Where liability cannot be excluded, it is limited to the re-supply of services or content.

5. Intellectual Property

• Trademark: “Habtalks” is a registered trademark of Dr. Lubaina Ali. All rights reserved.
• Copyright: All content on this website is protected by copyright laws. You may not reproduce or distribute it without our written permission except as specified below.

6. Permitted Use of Content

You are granted a non-exclusive, revocable license to reproduce blog posts for personal or commercial use, provided you:

• Display the blog title and copyright notice (e.g., © 2020 Habtalks.com)
• The link will be back to the original post or the homepage if used online.
• Display our domain name (Habtalks.com)

7. Unauthorized Use

You must not:

• Interrupt or attempt to interrupt website operations.
• Alter or modify the content.
• Access unauthorized user accounts or private data
• Damage our commercial interests in any way.

8. Security and Enforcement

We reserve the right to:

• Restrict your access if you violate these Terms.
• Collect and store your IP address for enforcement purposes.

Unauthorized access or interference may result in criminal prosecution or civil action.

9. External Links and Advertisements

• External Links: We are not responsible for the accuracy or content of external websites linked to our site. Access them at your own risk.
• Advertisements: We do not endorse third-party products or services advertised on this website.

10. Governing Law

These Terms are governed by the laws of the Republic of India. By using this website, you agree to the jurisdiction of Indian courts.

11. Definitions

• Blog Post: Content posted on our website by us.
• Comment: User-submitted responses to blog posts.
• Free Content: All text, images, videos, and data are available on the website without charge.
• Habtalks.com: Refers to our website, including all sub-domains and related content.

12. Interpretation

• “We,” “Us,” “Our”: Refers to Dr. Lubaina Ali, successors, and assignees.
• Singular terms include their plural form and vice versa.
• “Person“ includes corporations, associations, and other entities.

This document was prepared by Siddharth Awadhoot, an Independent Consultant in Hyderabad, India.