This agreement outlines the terms of use for Telerehabilitation services provided by Dr. Lubaina Ali, trading as Habtalks.com. This document represents the entire agreement between the parties, except for terms implied by Law and those specifically incorporated by reference (e.g., our Privacy Policy).

1. Consent

By purchasing Telerehabilitation services from this website, you agree to this agreement. We may update the terms from time to time, and you should review this document before each purchase.

If you are under 18, you must provide written consent from a parent or guardian who agrees to:

• Be bound by this agreement.
• Supervise your use of our services.
• Provide accurate information on your behalf.

2. Purpose and Nature of Telerehabilitation Services

• Not a substitute for in-person consultation: Our services are not a replacement for in-person consultations with a physiotherapist or gynecologist.
• No guarantee of results: While we recommend treatments based on our expertise, we cannot guarantee a cure or specific outcome.

3. Suitability of Services

If we determine that our services are not suitable for you, we will refund any fees paid and recommend an alternative course of action.

4. Your Responsibility

You agree to provide:

• Accurate and complete information in response to our questionnaires and follow-up questions
• Any information that could reasonably be expected to be relevant to your condition or treatment

5. Our Responsibility

We will provide you with a written treatment program or requested information by email within five business days.

6. Using Our Services

• Full understanding required: Do not implement a treatment program unless you fully understand it. Contact us if you have questions.
• Stop if discomfort occurs: If you experience pain or discomfort, stop using the treatment program immediately and contact us.
• No sharing: You must not share our treatment program with anyone else. We assume no duty of care for third parties.

7. Liability

a. Statutory Terms: Our services include terms implied by Indian Law, such as the duty to deliver services with due care and skill. These terms form part of this agreement and cannot be excluded.

b. Exclusion: Subject to the statutory terms above, we exclude all liability related to your use of our Telerehabilitation services, including:

• Indirect, incidental, or consequential losses (e.g., business loss, loss of profits)
• Liability arising from negligence, contract breach, or statutory duty

c. Limitation: Where liability cannot be excluded, it is capped at INR 2,500 unless otherwise agreed. We may agree to a higher liability cap for an additional fee.

8. Privacy

Our Privacy Policy is incorporated into this agreement.

9. Governing Law

This agreement is governed by the laws of the Republic of India, and you submit to the jurisdiction of its courts.

10. Definitions

• “Agreement”: These terms and conditions, including documents incorporated by reference
• “Business Days”: Any day other than Saturday, Sunday, or an Indian public holiday
• “Telerehabilitation Services”: We provide any physiotherapy or health-related services for a fee (assessment, diagnosis, treatment, etc.).
• “Website”: The domain Habtalks.com, including all its subdomains and folders

11. Interpretation

• “We,” “Us,” “Our”: Refers to Dr. Lubaina Ali, trading as Habtalks.com, including successors and assignees.
• Singular terms include their plural forms and vice versa.
• “Person”: Includes corporations, associations, and other entities.
• “Written Request”: Refers to a request submitted via email, post, fax, or the website’s contact form

All monetary amounts are in Indian Rupees (INR).